WEALTH COMES IN MANY FORMS
We help
successful, busy professionals optimize their finances. That usually translates to more meaningful moments.
Here are a few of the clients we are best-positioned to help.
High-level executives
Success tends to come with compensation packages that go well beyond cash wages and bonuses. It also means your financial life likely has multiple moving pieces that go well beyond investment management. We can help with:
- Complex compensation, including RSUs and stock options
- Tax-minimization strategies for this year and the future
- Concentrated stock and net unrealized appreciation (NUA)
- Asset allocation, diversification, and risk management
- Family finances—from paying for your children's college to leaving a legacy
- Estate planning and wealth transfer.
Building family wealth
Have you accumulated substantial assets only to find yourself asking, "Now what?" We can help you navigate the sensitive questions around family, values, and finances that come with building a legacy.
- Translating your family values into a financial plan and family mission statement
- Financial literacy workshops to ensure the next generation is ready
- Planning for college and gifts for family
- Trusts and estate planning
- Tax optimization—capital gains, as well as the gift and estate tax exemption
- Appropriately-structured life insurance
Future-focused high earners
Make the most of a high salary; put it to work building something bigger.
- 401(k) optimization and retirement planning
- Roth accounts, HSAs, and tax optimization
- Equity compensation and benefits planning
- Budgeting, cash flow, and getting smart about big purchases
- Paying for college, managing student loans, and taking a strategic approach to debt
- Diversification, asset allocation, and portfolio management
New money, now what?
We often work with families who've just received a substantial inheritance or bulk payout of some kind—perhaps from a business sale, IPO, or settlement.
A sudden influx of cash tends to come with unexpected complications; we work to educate our clients and help simplify and optimize their finances.
- Tax planning to help you avoid surprises
- Diversification and risk management strategies
- GRATs and other trust-based strategies
- Long-short extension tools to manage capital gains
- Holistic financial planning that goes beyond your new wealth
- Life and umbrella insurance to protect assets during a transition
COMPANIES SEEKING BETTER BENEFITS
The quickest way for a good company to become a great company is to attract the right talent. We help firms build benefits packages designed to attract top prospects.
Employer-sponsored retirement plans, such as 401(k)s and cash balance defined benefit plans
Nonqualified deferred compensation (NQDC) plans
Education on equity compensation strategies like 10b5-1 plans and 83(b) elections
