Should you worry about volatility?
Most investors hate volatility; most advisors change the topic to risk management before they suggest you ignore the noise. So what causes the disconnect between regular investors and the pros? And do you need to pay attention to volatile markets? To answer those questions, we have to back up to discuss a few core […]
Start formalizing your family values
These prompts can help you put words to your family values. Each value has follow-up questions to help you think about how different priorities might apply to your family relationships, community, finances, and life overall. Click to download the checklist.
March 2025 market update
The new administration’s priority of “reindustrializing the U.S.” is coming into focus as tariff announcements – even if softened or rescinded – indicated that this is a policy, not just a campaign plank. Throughout the month, the Department of Government Efficiency (“DOGE”) continued its mandate of shrinking government with a raft of layoffs. Headlines on […]
The different types of home insurance
Home insurance comes in six parts (A-F). Here’s what each part covers. Dwelling coverage (A) covers your home—the building. Think walls, roof, build in appliances, and similar. If your structure is damaged by fire, wind, hail, vandalism, or similar, dwelling coverage typically protects you. Generally speaking, routine damage—like needing a roof replaced due to normal […]
After a natural disaster: The logistics
Accidents and emergencies can happen to anyone, but natural disasters cause an entirely different type and scale of destruction. Once you’ve ensured that your friends and family are safe, you’ll want to take steps to protect your finances, which includes repairing any damage to your property. Here’s how to go about protecting your assets in […]
Be intentional with your wealth
Most people don’t set out to accumulate wealth for the sake of it. Rather, people want to live comfortably and provide for their families. After that, many hope to put their money to work in the world. Truly maximizing your wealth requires you to manage it with intention. And those conversations require you to touch […]
How to build generational wealth
There’s a proverb about wealth that’s so prevalent we see versions of it across countries and cultures: shirtsleeves to shirtsleeves in three generations. In other words, family wealth never survives more than three generations. The Scots put it even more bluntly: The father buys, the son builds, the grandson sells, and his son begs. To […]
February 2025 market update
January seemed to go on forever, as the country faced extreme weather and devasting wildfires. The new administration got underway with a lot of sound and fury, particularly around tariffs, which had been a highlight – or a wild card – of the campaign promises. This temporarily caused some market turmoil, but a reversal in […]
How institutions invest
When it comes to investing, you sometimes hear the phrase “big money” thrown around. That term loosely refers to institutional investors—large funds managed on behalf of an institution or group of people. These “big money” funds, which include university endowments, pensions, sovereign wealth funds, and so on, often manage enough capital that they have the […]
January 2025 Market Update
The inauguration of only the second U.S. president to win two non-consecutive terms (Grover Cleveland was the first) is historic by a host of measures. Starting a second term of office with the president’s party controlling both houses of Congress gives rise to expectations of an opportunity to move the goalposts on what worked well, […]